Free
£0
Free plan at launch
- Track and split everyday shared costs
- Up to five shared expenses per month
- Separate profiles for both partners
- Control what you share
One shared life. One couple price.
Start small for free. Choose more when you need it. Both partners are included in your plan.
Premium
£4.99
Per month, per couple at launch
- Unlimited shared expense tracking
- Income-based and custom split rules
- Bill reminders and notifications
- Shared goals and financial insights
plan/ria is in development. These are our planned prices and features, not a live subscription offer. We'll confirm availability and terms before launch. No payment is taken when you join the waitlist.
A few things to know.
Can we use plan/ria today?
The product is being built and is not publicly available yet. Join the waitlist for launch updates. You can use our free bill split calculator, money quiz and guides today without joining.
Do we need a joint bank account?
No. plan/ria is designed to work alongside your own accounts. Start with a shared bill and an agreed split. Open Banking connections are part of the product we are building, with availability depending on your relationship stage.
What if one of us earns more?
You can choose equal, income-based or custom contributions for each bill. An income-based split divides a cost in proportion to your incomes. Our free calculator lets you compare that with 50/50 before you decide together.
Will my partner see all my spending?
The product is designed so each partner controls their own visibility settings. Sharing a bill does not mean sharing every personal purchase or account balance. You can start small and decide together what to share over time.
Is plan/ria a bank?
No. plan/ria is a tool for organising shared finances. It is not a bank, does not replace your current account and does not provide regulated financial advice.