Pricing for couples — transparent plans
Transparent pricing for shared finances. From free basic features to premium couple banking at £4.99/month. No hidden fees, no transaction charges, no per-person costs.
Simple, Transparent Pricing for Couples
Essential
/ Forever
Perfect for couples just starting to share expenses
- Basic expense tracking & splitting
- Connect up to 2 bank accounts
- Up to 5 shared expenses per month
- Basic transaction categorization
- Mobile app access
- Community support
- Limited to 5 shared expenses monthly
- Basic splitting algorithms only
- Standard customer support
Together
/ per month per couple
Everything you need to manage shared finances seamlessly
- Unlimited expense tracking & splitting
- Advanced splitting algorithms (income-based, custom ratios)
- Unlimited bank connections
- Shared savings goals with progress tracking
- Relationship financial insights & reports
- Physical debit cards (no annual fees)
- Priority customer support
- Bill reminders & notifications
- Custom spending categories
- Export financial data
Evolve
/ per month per couple
Advanced features for couples building their financial future
- Everything in Together
- Advanced banking features & higher limits
- Investment tracking & joint ISAs
- Premium card designs & materials
- Personal financial coaching sessions
- Advanced privacy & transparency controls
- Relationship financial planning tools
- Priority phone support
- Early access to new features
- Financial milestone celebrations
What's Included (No Extra Fees)
Everything you need for shared finances, with no surprises
- Physical debit/credit cards
- Domestic transactions
- ATM withdrawals (up to 5/month)
- Transfers between partners
- Bill splitting transactions
- Account maintenance
- Customer support
- Excessive ATM usage (£0.50 after 5 free)
- International transactions (~2.5% FX fee)
- Express card replacement (£5)
- Premium card designs (£10-15 one-time)
Fair Pricing for
Real Relationships
Works with your existing bank. Upgrade when you're ready, not when we tell you to.
✨ No credit card required • Cancel anytime
See How We Compare
Traditional Banks
Other Couple Apps
Planria Together
Best ValuePricing Questions & Answers
Why do you charge per couple instead of per person?
Because relationships are partnerships. We believe pricing should reflect how couples manage money together—you're one financial unit. You also never have to worry about who pays for the subscription or splitting the cost.
What happens during the free trial?
You get full access to all Together plan features for 30 days with no credit card required. If you love plan/ria, continue with a paid subscription; if not, downgrade to our free Essential plan or cancel entirely.
Can I change plans anytime?
Yes. You can upgrade, downgrade, or cancel at any time. Changes take effect immediately and we'll prorate any billing differences. Your financial tools should adapt with you.
Are there really no hidden fees?
Yes—no hidden fees for normal use. Your subscription includes physical cards, domestic transactions, account maintenance, transfers between partners, and customer support. Extra charges only apply for excessive ATM usage (after 5 free per month), international transactions, or premium services like express card replacement.
How does this compare to traditional banking costs?
plan/ria's Together plan at £4.99/month includes what you need for shared finances. Most traditional banks charge £10–15/month for premium accounts plus transaction and card fees; many couples save £20–30/month compared to separate premium accounts.
What if my partner and I break up?
plan/ria includes separation tools to settle shared expenses and transition accounts. You can both keep using plan/ria individually or cancel entirely. There are no cancellation fees or penalties.
Do I need a UK bank account to use plan/ria?
Currently, yes. plan/ria is designed for UK financial regulations and banking systems. We plan to expand to other countries based on demand. If you're interested in other markets, let us know.
How secure is my financial data?
We use the same bank-level encryption and security protocols as major UK banks. We're regulated by the FCA and follow Open Banking standards. Your data is never sold, and you control exactly what you share with your partner.