couples — articles | plan/ria blog

A postnuptial agreement is made after you marry and sets out how assets would be divided if you divorce. Here's what a postnup is in the UK, when it makes sense, what you can include, and how to get one.

Straightforward cost of living tips for UK couples to reduce monthly pressure: trim household spending, protect essentials, and agree practical money rules that support both partners.

A step-by-step couples budgeting UK guide covering monthly planning, fair bill splits, and practical cost-saving decisions to help partners stay aligned under cost-of-living pressure.

A practical UK budget planner for couples: map essential costs, split bills fairly, and set monthly limits you can actually stick to while managing cost-of-living pressure together.

A prenuptial agreement sets out how assets would be divided if you divorce. Here's what a prenup is in the UK, when it makes sense, what you can include, and how to get one.

When one partner earns more, splitting bills 50/50 can feel unfair. Here's how to split bills fairly as a couple—whether you choose equal or proportional—and how to have the conversation without damaging your relationship.

Financial infidelity is money-related secrecy or deception in a relationship—hidden accounts, secret spending, or lying about debt. Here’s what it is, common signs, why it happens, and how to address it with your partner.

How to build an emergency fund as a couple in the UK: agree how much to save (e.g. 3–6 months of essential outgoings), where to hold it (easy-access, FSCS-protected), and how to contribute fairly. Joint vs separate pots and practical steps.

A practical financial checklist for newlyweds: what to do in your first year after marriage—accounts, bills, protection (wills, postnup), and shared goals. UK-focused and step-by-step.

A practical guide to merging finances when you get married: what "merging" can mean, when to do it, your options (full joint, bills-only, or coordinated separate), and practical steps for UK couples.

How to set financial goals as a couple in the UK: agree on shared goals (emergency fund, retirement, holidays), prioritise together, and track and review when life changes. Practical steps and no single "right" order—only what works for you both.

How to pay off debt as a couple in the UK: agree who pays what, whether to prioritise debt over other goals, and how to contribute fairly. UK debt solutions, breathing space, and free advice—without shame.

How to save for a house deposit as a couple in the UK: agree contributions fairly (50/50 or proportional), choose where to hold the money, and use options like the Lifetime ISA. Practical steps and no single "right" answer—only what works for you both.

How to save for retirement as a couple in the UK: align on workplace pensions, personal pensions, and ISAs; agree how much each of you saves and how to track and review together without merging pots. UK-focused and practical.

A joint bank account lets you and your partner share one account and both pay in and withdraw. Here’s how they work in the UK, when they make sense for couples, and what to consider before opening one.

When to update (or make) your will as a couple in the UK: life events that trigger a review—marriage, children, property—and practical steps to get started. Get professional advice so you're both protected.

This is the conversation most couples avoid until it becomes a crisis. Don't let it happen to you. Here are some steps to help you navigate this conversation.

The conversation you're dreading could actually strengthen your relationship.

How to split rent fairly between partners

How artificial intelligence is reshaping the way couples manage money together