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Thoughts and insights on financial relationships, trust, and building better partnerships.

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What Is a Postnuptial Agreement? A UK Guide for Couples

A postnuptial agreement is made after you marry and sets out how assets would be divided if you divorce. Here's what a postnup is in the UK, when it makes sense, what you can include, and how to get one.

couplespostnuptial agreementmarriagefinancial protectionUKlegal
L
Leonardo Lemos

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AI

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Finances in the era of AI
AI

Finances in the era of AI

How artificial intelligence is reshaping the way couples manage money together
L
Leonardo Lemos

7 Oct 2025

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Honeydue alternative

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Why Every Couples Finance App Has Failed (and What Needs to Change)
Honeydue alternative

Why Every Couples Finance App Has Failed (and What Needs to Change)

Zeta, Honeydue, Honeyfi, Plenty. Why millions in funding couldn't save couples finance apps. What the next generation needs to learn.
L
Leonardo Lemos

14 Feb 2026

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UK

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Cost of living tips for couples in the UK: save money without constant arguments
UK

Cost of living tips for couples in the UK: save money without constant arguments

Straightforward cost of living tips for UK couples to reduce monthly pressure: trim household spending, protect essentials, and agree practical money rules that support both partners.
L
Leonardo Lemos

15 Mar 2026

Cost of living in the UK: a practical budget guide for couples
UK

Cost of living in the UK: a practical budget guide for couples

Feeling pressure from the UK cost of living? This practical guide helps couples build a shared budget, split costs fairly when incomes differ, and cut household expenses without turning every money conversation into an argument.
L
Leonardo Lemos

15 Mar 2026

Tags

Zeta finance app shut down

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Why Every Couples Finance App Has Failed (and What Needs to Change)
Zeta finance app shut down

Why Every Couples Finance App Has Failed (and What Needs to Change)

Zeta, Honeydue, Honeyfi, Plenty. Why millions in funding couldn't save couples finance apps. What the next generation needs to learn.
L
Leonardo Lemos

14 Feb 2026

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banking

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What Is a Joint Bank Account? When Should Couples Get One?
banking

What Is a Joint Bank Account? When Should Couples Get One?

A joint bank account lets you and your partner share one account and both pay in and withdraw. Here’s how they work in the UK, when they make sense for couples, and what to consider before opening one.
L
Leonardo Lemos

18 Feb 2026

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bills

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How to Split Bills Fairly When One Earns More
bills

How to Split Bills Fairly When One Earns More

When one partner earns more, splitting bills 50/50 can feel unfair. Here's how to split bills fairly as a couple—whether you choose equal or proportional—and how to have the conversation without damaging your relationship.
L
Leonardo Lemos

5 Mar 2026

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budget planner

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UK Budget Planner for Couples: how to build a cost-of-living plan that works
budget planner

UK Budget Planner for Couples: how to build a cost-of-living plan that works

A practical UK budget planner for couples: map essential costs, split bills fairly, and set monthly limits you can actually stick to while managing cost-of-living pressure together.
L
Leonardo Lemos

15 Mar 2026

Tags

budgeting

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Cost of living tips for couples in the UK: save money without constant arguments
budgeting

Cost of living tips for couples in the UK: save money without constant arguments

Straightforward cost of living tips for UK couples to reduce monthly pressure: trim household spending, protect essentials, and agree practical money rules that support both partners.
L
Leonardo Lemos

15 Mar 2026

Cost of living in the UK: a practical budget guide for couples
budgeting

Cost of living in the UK: a practical budget guide for couples

Feeling pressure from the UK cost of living? This practical guide helps couples build a shared budget, split costs fairly when incomes differ, and cut household expenses without turning every money conversation into an argument.
L
Leonardo Lemos

15 Mar 2026

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checklist

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Financial checklist for newlyweds: what to do in your first year
checklist

Financial checklist for newlyweds: what to do in your first year

A practical financial checklist for newlyweds: what to do in your first year after marriage—accounts, bills, protection (wills, postnup), and shared goals. UK-focused and step-by-step.
L
Leonardo Lemos

18 Feb 2026

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cohabitation agreement

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What Is a Cohabitation Agreement? When to Get One and What to Include
cohabitation agreement

What Is a Cohabitation Agreement? When to Get One and What to Include

A cohabitation agreement is a legal document for unmarried couples living together. Here's what it is, what it covers, when to get one in the UK, and how to create one.
L
Leonardo Lemos

26 Feb 2026

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cohabiting couples

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What Is a Cohabitation Agreement? When to Get One and What to Include
cohabiting couples

What Is a Cohabitation Agreement? When to Get One and What to Include

A cohabitation agreement is a legal document for unmarried couples living together. Here's what it is, what it covers, when to get one in the UK, and how to create one.
L
Leonardo Lemos

26 Feb 2026

Common-Law Marriage: What UK Law Does Not Protect
cohabiting couples

Common-Law Marriage: What UK Law Does Not Protect

Discover the financial gaps facing UK cohabiting couples. We explore the common law marriage myth and practical steps to protect yourselves.
L
Leonardo Lemos

11 Feb 2026

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common law marriage UK myth

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Common-Law Marriage: What UK Law Does Not Protect
common law marriage UK myth

Common-Law Marriage: What UK Law Does Not Protect

Discover the financial gaps facing UK cohabiting couples. We explore the common law marriage myth and practical steps to protect yourselves.
L
Leonardo Lemos

11 Feb 2026

Tags

cost of living

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Cost of living in the UK: a practical budget guide for couples
cost of living

Cost of living in the UK: a practical budget guide for couples

Feeling pressure from the UK cost of living? This practical guide helps couples build a shared budget, split costs fairly when incomes differ, and cut household expenses without turning every money conversation into an argument.
L
Leonardo Lemos

15 Mar 2026

UK Budget Planner for Couples: how to build a cost-of-living plan that works
cost of living

UK Budget Planner for Couples: how to build a cost-of-living plan that works

A practical UK budget planner for couples: map essential costs, split bills fairly, and set monthly limits you can actually stick to while managing cost-of-living pressure together.
L
Leonardo Lemos

15 Mar 2026

Tags

cost of living tips

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Cost of living tips for couples in the UK: save money without constant arguments
cost of living tips

Cost of living tips for couples in the UK: save money without constant arguments

Straightforward cost of living tips for UK couples to reduce monthly pressure: trim household spending, protect essentials, and agree practical money rules that support both partners.
L
Leonardo Lemos

15 Mar 2026

Tags

couple moving in together finances

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Moving In Together: The Financial Checklist for UK Couples
couple moving in together finances

Moving In Together: The Financial Checklist for UK Couples

L
Leonardo Lemos

13 Feb 2026

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couples

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Cost of living tips for couples in the UK: save money without constant arguments
couples

Cost of living tips for couples in the UK: save money without constant arguments

Straightforward cost of living tips for UK couples to reduce monthly pressure: trim household spending, protect essentials, and agree practical money rules that support both partners.
L
Leonardo Lemos

15 Mar 2026

Couples budgeting UK: a step-by-step guide to managing shared money
couples

Couples budgeting UK: a step-by-step guide to managing shared money

A step-by-step couples budgeting UK guide covering monthly planning, fair bill splits, and practical cost-saving decisions to help partners stay aligned under cost-of-living pressure.
L
Leonardo Lemos

15 Mar 2026

Tags

couples budgeting

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Couples budgeting UK: a step-by-step guide to managing shared money
couples budgeting

Couples budgeting UK: a step-by-step guide to managing shared money

A step-by-step couples budgeting UK guide covering monthly planning, fair bill splits, and practical cost-saving decisions to help partners stay aligned under cost-of-living pressure.
L
Leonardo Lemos

15 Mar 2026

Tags

couples finance app

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Why Every Couples Finance App Has Failed (and What Needs to Change)
couples finance app

Why Every Couples Finance App Has Failed (and What Needs to Change)

Zeta, Honeydue, Honeyfi, Plenty. Why millions in funding couldn't save couples finance apps. What the next generation needs to learn.
L
Leonardo Lemos

14 Feb 2026

Tags

debt

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Paying off debt as a couple: how to tackle it fairly (UK)
debt

Paying off debt as a couple: how to tackle it fairly (UK)

How to pay off debt as a couple in the UK: agree who pays what, whether to prioritise debt over other goals, and how to contribute fairly. UK debt solutions, breathing space, and free advice—without shame.
L
Leonardo Lemos

18 Feb 2026

How to talk to your partner about debt
debt

How to talk to your partner about debt

The conversation you're dreading could actually strengthen your relationship.
L
Leonardo Lemos

21 Dec 2025

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emergency fund

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Building an emergency fund as a couple: how much and where to hold it (UK)
emergency fund

Building an emergency fund as a couple: how much and where to hold it (UK)

How to build an emergency fund as a couple in the UK: agree how much to save (e.g. 3–6 months of essential outgoings), where to hold it (easy-access, FSCS-protected), and how to contribute fairly. Joint vs separate pots and practical steps.
L
Leonardo Lemos

18 Feb 2026

Tags

fairness

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Paying off debt as a couple: how to tackle it fairly (UK)
fairness

Paying off debt as a couple: how to tackle it fairly (UK)

How to pay off debt as a couple in the UK: agree who pays what, whether to prioritise debt over other goals, and how to contribute fairly. UK debt solutions, breathing space, and free advice—without shame.
L
Leonardo Lemos

18 Feb 2026

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financial goals

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How to set financial goals as a couple: UK guide
financial goals

How to set financial goals as a couple: UK guide

How to set financial goals as a couple in the UK: agree on shared goals (emergency fund, retirement, holidays), prioritise together, and track and review when life changes. Practical steps and no single "right" order—only what works for you both.
L
Leonardo Lemos

18 Feb 2026

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financial infidelity

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What Is Financial Infidelity? Signs, Impact, and How to Address It
financial infidelity

What Is Financial Infidelity? Signs, Impact, and How to Address It

Financial infidelity is money-related secrecy or deception in a relationship—hidden accounts, secret spending, or lying about debt. Here’s what it is, common signs, why it happens, and how to address it with your partner.
L
Leonardo Lemos

25 Feb 2026

Tags

financial management

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Cost of living tips for couples in the UK: save money without constant arguments
financial management

Cost of living tips for couples in the UK: save money without constant arguments

Straightforward cost of living tips for UK couples to reduce monthly pressure: trim household spending, protect essentials, and agree practical money rules that support both partners.
L
Leonardo Lemos

15 Mar 2026

Cost of living in the UK: a practical budget guide for couples
financial management

Cost of living in the UK: a practical budget guide for couples

Feeling pressure from the UK cost of living? This practical guide helps couples build a shared budget, split costs fairly when incomes differ, and cut household expenses without turning every money conversation into an argument.
L
Leonardo Lemos

15 Mar 2026

Tags

financial planning moving in with partner

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Moving In Together: The Financial Checklist for UK Couples
financial planning moving in with partner

Moving In Together: The Financial Checklist for UK Couples

L
Leonardo Lemos

13 Feb 2026

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financial protection

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What Is a Prenuptial Agreement? A UK Guide for Couples
financial protection

What Is a Prenuptial Agreement? A UK Guide for Couples

A prenuptial agreement sets out how assets would be divided if you divorce. Here's what a prenup is in the UK, when it makes sense, what you can include, and how to get one.
L
Leonardo Lemos

12 Mar 2026

What Is a Cohabitation Agreement? When to Get One and What to Include
financial protection

What Is a Cohabitation Agreement? When to Get One and What to Include

A cohabitation agreement is a legal document for unmarried couples living together. Here's what it is, what it covers, when to get one in the UK, and how to create one.
L
Leonardo Lemos

26 Feb 2026

Tags

financial protection unmarried couples

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Common-Law Marriage: What UK Law Does Not Protect
financial protection unmarried couples

Common-Law Marriage: What UK Law Does Not Protect

Discover the financial gaps facing UK cohabiting couples. We explore the common law marriage myth and practical steps to protect yourselves.
L
Leonardo Lemos

11 Feb 2026

Tags

financial rights UK

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Common-Law Marriage: What UK Law Does Not Protect
financial rights UK

Common-Law Marriage: What UK Law Does Not Protect

Discover the financial gaps facing UK cohabiting couples. We explore the common law marriage myth and practical steps to protect yourselves.
L
Leonardo Lemos

11 Feb 2026

Tags

financial transparency

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Our Manifesto: Why Trust Matters
financial transparency

Our Manifesto: Why Trust Matters

Our manifesto for the future of financial relationships
L
Leonardo Lemos

19 Oct 2025

Tags

first-time buyer

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Saving for a house deposit as a couple: how to do it fairly (UK)
first-time buyer

Saving for a house deposit as a couple: how to do it fairly (UK)

How to save for a house deposit as a couple in the UK: agree contributions fairly (50/50 or proportional), choose where to hold the money, and use options like the Lifetime ISA. Practical steps and no single "right" answer—only what works for you both.
L
Leonardo Lemos

18 Feb 2026

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house deposit

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Saving for a house deposit as a couple: how to do it fairly (UK)
house deposit

Saving for a house deposit as a couple: how to do it fairly (UK)

How to save for a house deposit as a couple in the UK: agree contributions fairly (50/50 or proportional), choose where to hold the money, and use options like the Lifetime ISA. Practical steps and no single "right" answer—only what works for you both.
L
Leonardo Lemos

18 Feb 2026

Tags

how much does a couple need to live on per month

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Cost of living in the UK: a practical budget guide for couples
how much does a couple need to live on per month

Cost of living in the UK: a practical budget guide for couples

Feeling pressure from the UK cost of living? This practical guide helps couples build a shared budget, split costs fairly when incomes differ, and cut household expenses without turning every money conversation into an argument.
L
Leonardo Lemos

15 Mar 2026

Tags

how to split rent as a couple

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Cost of living in the UK: a practical budget guide for couples
how to split rent as a couple

Cost of living in the UK: a practical budget guide for couples

Feeling pressure from the UK cost of living? This practical guide helps couples build a shared budget, split costs fairly when incomes differ, and cut household expenses without turning every money conversation into an argument.
L
Leonardo Lemos

15 Mar 2026

Tags

joint account

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What Is a Joint Bank Account? When Should Couples Get One?
joint account

What Is a Joint Bank Account? When Should Couples Get One?

A joint bank account lets you and your partner share one account and both pay in and withdraw. Here’s how they work in the UK, when they make sense for couples, and what to consider before opening one.
L
Leonardo Lemos

18 Feb 2026

Tags

legal

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What Is a Prenuptial Agreement? A UK Guide for Couples
legal

What Is a Prenuptial Agreement? A UK Guide for Couples

A prenuptial agreement sets out how assets would be divided if you divorce. Here's what a prenup is in the UK, when it makes sense, what you can include, and how to get one.
L
Leonardo Lemos

12 Mar 2026

What Is a Cohabitation Agreement? When to Get One and What to Include
legal

What Is a Cohabitation Agreement? When to Get One and What to Include

A cohabitation agreement is a legal document for unmarried couples living together. Here's what it is, what it covers, when to get one in the UK, and how to create one.
L
Leonardo Lemos

26 Feb 2026

Tags

manifesto

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Our Manifesto: Why Trust Matters
manifesto

Our Manifesto: Why Trust Matters

Our manifesto for the future of financial relationships
L
Leonardo Lemos

19 Oct 2025

Tags

marriage

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What Is a Prenuptial Agreement? A UK Guide for Couples
marriage

What Is a Prenuptial Agreement? A UK Guide for Couples

A prenuptial agreement sets out how assets would be divided if you divorce. Here's what a prenup is in the UK, when it makes sense, what you can include, and how to get one.
L
Leonardo Lemos

12 Mar 2026

Financial checklist for newlyweds: what to do in your first year
marriage

Financial checklist for newlyweds: what to do in your first year

A practical financial checklist for newlyweds: what to do in your first year after marriage—accounts, bills, protection (wills, postnup), and shared goals. UK-focused and step-by-step.
L
Leonardo Lemos

18 Feb 2026

Tags

merging finances

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How to Merge Finances When You Get Married
merging finances

How to Merge Finances When You Get Married

A practical guide to merging finances when you get married: what "merging" can mean, when to do it, your options (full joint, bills-only, or coordinated separate), and practical steps for UK couples.
L
Leonardo Lemos

18 Feb 2026

Tags

money

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How to talk about money without damaging your relationship
money

How to talk about money without damaging your relationship

This is the conversation most couples avoid until it becomes a crisis. Don't let it happen to you. Here are some steps to help you navigate this conversation.
L
Leonardo Lemos

7 Feb 2026

How to talk to your partner about debt
money

How to talk to your partner about debt

The conversation you're dreading could actually strengthen your relationship.
L
Leonardo Lemos

21 Dec 2025

Tags

money and relationships

View all posts
What Is Financial Infidelity? Signs, Impact, and How to Address It
money and relationships

What Is Financial Infidelity? Signs, Impact, and How to Address It

Financial infidelity is money-related secrecy or deception in a relationship—hidden accounts, secret spending, or lying about debt. Here’s what it is, common signs, why it happens, and how to address it with your partner.
L
Leonardo Lemos

25 Feb 2026

Tags

moving in together financial checklist

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Moving In Together: The Financial Checklist for UK Couples
moving in together financial checklist

Moving In Together: The Financial Checklist for UK Couples

L
Leonardo Lemos

13 Feb 2026

Tags

newlyweds

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Financial checklist for newlyweds: what to do in your first year
newlyweds

Financial checklist for newlyweds: what to do in your first year

A practical financial checklist for newlyweds: what to do in your first year after marriage—accounts, bills, protection (wills, postnup), and shared goals. UK-focused and step-by-step.
L
Leonardo Lemos

18 Feb 2026

Tags

pension

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Saving for retirement as a couple: how to plan together (UK)
pension

Saving for retirement as a couple: how to plan together (UK)

How to save for retirement as a couple in the UK: align on workplace pensions, personal pensions, and ISAs; agree how much each of you saves and how to track and review together without merging pots. UK-focused and practical.
L
Leonardo Lemos

18 Feb 2026

Tags

planning

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How to set financial goals as a couple: UK guide
planning

How to set financial goals as a couple: UK guide

How to set financial goals as a couple in the UK: agree on shared goals (emergency fund, retirement, holidays), prioritise together, and track and review when life changes. Practical steps and no single "right" order—only what works for you both.
L
Leonardo Lemos

18 Feb 2026

Saving for retirement as a couple: how to plan together (UK)
planning

Saving for retirement as a couple: how to plan together (UK)

How to save for retirement as a couple in the UK: align on workplace pensions, personal pensions, and ISAs; agree how much each of you saves and how to track and review together without merging pots. UK-focused and practical.
L
Leonardo Lemos

18 Feb 2026

Tags

prenuptial agreement

View all posts
What Is a Prenuptial Agreement? A UK Guide for Couples
prenuptial agreement

What Is a Prenuptial Agreement? A UK Guide for Couples

A prenuptial agreement sets out how assets would be divided if you divorce. Here's what a prenup is in the UK, when it makes sense, what you can include, and how to get one.
L
Leonardo Lemos

12 Mar 2026

Tags

relationships

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Our Manifesto: Why Trust Matters
relationships

Our Manifesto: Why Trust Matters

Our manifesto for the future of financial relationships
L
Leonardo Lemos

19 Oct 2025

Tags

rent splitting

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How to Split Rent Fairly Between Partners
rent splitting

How to Split Rent Fairly Between Partners

How to split rent fairly between partners
L
Leonardo Lemos

3 Nov 2025

Tags

retirement

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Saving for retirement as a couple: how to plan together (UK)
retirement

Saving for retirement as a couple: how to plan together (UK)

How to save for retirement as a couple in the UK: align on workplace pensions, personal pensions, and ISAs; agree how much each of you saves and how to track and review together without merging pots. UK-focused and practical.
L
Leonardo Lemos

18 Feb 2026

Tags

saving

View all posts
Cost of living in the UK: a practical budget guide for couples
saving

Cost of living in the UK: a practical budget guide for couples

Feeling pressure from the UK cost of living? This practical guide helps couples build a shared budget, split costs fairly when incomes differ, and cut household expenses without turning every money conversation into an argument.
L
Leonardo Lemos

15 Mar 2026

Building an emergency fund as a couple: how much and where to hold it (UK)
saving

Building an emergency fund as a couple: how much and where to hold it (UK)

How to build an emergency fund as a couple in the UK: agree how much to save (e.g. 3–6 months of essential outgoings), where to hold it (easy-access, FSCS-protected), and how to contribute fairly. Joint vs separate pots and practical steps.
L
Leonardo Lemos

18 Feb 2026

Tags

saving money

View all posts
Cost of living tips for couples in the UK: save money without constant arguments
saving money

Cost of living tips for couples in the UK: save money without constant arguments

Straightforward cost of living tips for UK couples to reduce monthly pressure: trim household spending, protect essentials, and agree practical money rules that support both partners.
L
Leonardo Lemos

15 Mar 2026

Tags

shared expenses

View all posts
Couples budgeting UK: a step-by-step guide to managing shared money
shared expenses

Couples budgeting UK: a step-by-step guide to managing shared money

A step-by-step couples budgeting UK guide covering monthly planning, fair bill splits, and practical cost-saving decisions to help partners stay aligned under cost-of-living pressure.
L
Leonardo Lemos

15 Mar 2026

Tags

splitting expenses

View all posts
How to Split Bills Fairly When One Earns More
splitting expenses

How to Split Bills Fairly When One Earns More

When one partner earns more, splitting bills 50/50 can feel unfair. Here's how to split bills fairly as a couple—whether you choose equal or proportional—and how to have the conversation without damaging your relationship.
L
Leonardo Lemos

5 Mar 2026

Tags

talk

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How to talk about money without damaging your relationship
talk

How to talk about money without damaging your relationship

This is the conversation most couples avoid until it becomes a crisis. Don't let it happen to you. Here are some steps to help you navigate this conversation.
L
Leonardo Lemos

7 Feb 2026

How to talk to your partner about debt
talk

How to talk to your partner about debt

The conversation you're dreading could actually strengthen your relationship.
L
Leonardo Lemos

21 Dec 2025

Tags

technology

View all posts
Finances in the era of AI
technology

Finances in the era of AI

How artificial intelligence is reshaping the way couples manage money together
L
Leonardo Lemos

7 Oct 2025

Tags

trust

View all posts
What Is Financial Infidelity? Signs, Impact, and How to Address It
trust

What Is Financial Infidelity? Signs, Impact, and How to Address It

Financial infidelity is money-related secrecy or deception in a relationship—hidden accounts, secret spending, or lying about debt. Here’s what it is, common signs, why it happens, and how to address it with your partner.
L
Leonardo Lemos

25 Feb 2026

Our Manifesto: Why Trust Matters
trust

Our Manifesto: Why Trust Matters

Our manifesto for the future of financial relationships
L
Leonardo Lemos

19 Oct 2025

Tags

wills

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When to update your will as a couple: UK guide
wills

When to update your will as a couple: UK guide

When to update (or make) your will as a couple in the UK: life events that trigger a review—marriage, children, property—and practical steps to get started. Get professional advice so you're both protected.
L
Leonardo Lemos

18 Feb 2026

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