financial management — articles | plan/ria blog
Browse all articles tagged "financial management" on plan/ria. 18 articles about financial management.
18 articles tagged with “financial management”
Cost of living tips for couples in the UK: save money without constant arguments
Straightforward cost of living tips for UK couples to reduce monthly pressure: trim household spending, protect essentials, and agree practical money rules that support both partners.
Leonardo Lemos
15 Mar 2026
Cost of living in the UK: a practical budget guide for couples
Feeling pressure from the UK cost of living? This practical guide helps couples build a shared budget, split costs fairly when incomes differ, and cut household expenses without turning every money conversation into an argument.
Leonardo Lemos
15 Mar 2026
Couples budgeting UK: a step-by-step guide to managing shared money
A step-by-step couples budgeting UK guide covering monthly planning, fair bill splits, and practical cost-saving decisions to help partners stay aligned under cost-of-living pressure.
Leonardo Lemos
15 Mar 2026
UK Budget Planner for Couples: how to build a cost-of-living plan that works
A practical UK budget planner for couples: map essential costs, split bills fairly, and set monthly limits you can actually stick to while managing cost-of-living pressure together.
Leonardo Lemos
15 Mar 2026
How to Split Bills Fairly When One Earns More
When one partner earns more, splitting bills 50/50 can feel unfair. Here's how to split bills fairly as a couple—whether you choose equal or proportional—and how to have the conversation without damaging your relationship.
Leonardo Lemos
5 Mar 2026
What Is Financial Infidelity? Signs, Impact, and How to Address It
Financial infidelity is money-related secrecy or deception in a relationship—hidden accounts, secret spending, or lying about debt. Here’s what it is, common signs, why it happens, and how to address it with your partner.
Leonardo Lemos
25 Feb 2026
Building an emergency fund as a couple: how much and where to hold it (UK)
How to build an emergency fund as a couple in the UK: agree how much to save (e.g. 3–6 months of essential outgoings), where to hold it (easy-access, FSCS-protected), and how to contribute fairly. Joint vs separate pots and practical steps.
Leonardo Lemos
18 Feb 2026
Financial checklist for newlyweds: what to do in your first year
A practical financial checklist for newlyweds: what to do in your first year after marriage—accounts, bills, protection (wills, postnup), and shared goals. UK-focused and step-by-step.
Leonardo Lemos
18 Feb 2026
How to Merge Finances When You Get Married
A practical guide to merging finances when you get married: what "merging" can mean, when to do it, your options (full joint, bills-only, or coordinated separate), and practical steps for UK couples.
Leonardo Lemos
18 Feb 2026
How to set financial goals as a couple: UK guide
How to set financial goals as a couple in the UK: agree on shared goals (emergency fund, retirement, holidays), prioritise together, and track and review when life changes. Practical steps and no single "right" order—only what works for you both.
Leonardo Lemos
18 Feb 2026
Paying off debt as a couple: how to tackle it fairly (UK)
How to pay off debt as a couple in the UK: agree who pays what, whether to prioritise debt over other goals, and how to contribute fairly. UK debt solutions, breathing space, and free advice—without shame.
Leonardo Lemos
18 Feb 2026
Saving for a house deposit as a couple: how to do it fairly (UK)
How to save for a house deposit as a couple in the UK: agree contributions fairly (50/50 or proportional), choose where to hold the money, and use options like the Lifetime ISA. Practical steps and no single "right" answer—only what works for you both.
Leonardo Lemos
18 Feb 2026
Saving for retirement as a couple: how to plan together (UK)
How to save for retirement as a couple in the UK: align on workplace pensions, personal pensions, and ISAs; agree how much each of you saves and how to track and review together without merging pots. UK-focused and practical.
Leonardo Lemos
18 Feb 2026
What Is a Joint Bank Account? When Should Couples Get One?
A joint bank account lets you and your partner share one account and both pay in and withdraw. Here’s how they work in the UK, when they make sense for couples, and what to consider before opening one.
Leonardo Lemos
18 Feb 2026
How to talk about money without damaging your relationship
This is the conversation most couples avoid until it becomes a crisis. Don't let it happen to you. Here are some steps to help you navigate this conversation.
Leonardo Lemos
7 Feb 2026
How to talk to your partner about debt
The conversation you're dreading could actually strengthen your relationship.
Leonardo Lemos
21 Dec 2025
How to Split Rent Fairly Between Partners
How to split rent fairly between partners
Leonardo Lemos
3 Nov 2025
Finances in the era of AI
How artificial intelligence is reshaping the way couples manage money together
Leonardo Lemos
7 Oct 2025