Free tool

Relationship money quiz | plan/ria

This is a free relationship money quiz for couples and shared households in the UK. It helps you see where you are with shared costs and suggests a practical next step. No signup required, and no personal financial data is required to use this quiz.

Four quick questions to surface where you are with shared money—whether you are flatmates, partners with separate accounts, or mostly merged—and what to try next. No signup required.

Question 1 of 4

Which best describes your household?

Choose one answer

How to take the relationship money quiz

  1. Read the intro. Skim the short description so you know the quiz is about shared money stages, not judging your choices.
  2. Answer each question honestly. Choose the option that best matches your household today. There are only a few questions and you can retake it if things change.
  3. Review your stage and next step. Read the result summary and suggested next step. Treat it as a practical prompt for a calm conversation.
  4. Try the fair split calculator if helpful. If you want numbers for rent or bills, open the fair split calculator to compare equal and income-based splits.

Frequently asked questions

Does the relationship money quiz cost anything?

No. The quiz is free to use in your browser. There is no payment step and no obligation to sign up for plan/ria.

Do I need to sign up?

No signup is required. You answer a few questions and see a short, practical suggestion you can discuss with your partner or household.

What does my result mean?

Your result describes a likely stage with shared money (for example, mostly separate, partly shared, or more merged). It is a conversation starter, not a diagnosis. Use it alongside tools like the fair split calculator if you want concrete numbers.

Is my data private?

No personal financial data is required to take this quiz. Your answers are processed to show a result in the page; we do not use the quiz to collect bank details or sensitive identifiers.

How does this connect to fair bill splitting?

The quiz helps you align on how open you want to be about shared costs. The fair split calculator then shows what equal vs income-based splits look like in pounds for your rent, bills, or other shared expenses.

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